Carolina Finance, LLC is an affiliate of Harvey Enterprises Inc, a 150-plus year old privately held company founded and based in North Carolina. Carolina Finance specializes in non-prime sales finance auto lending and consumer sales financing. We provide indirect auto lending through a network of franchise and independent auto dealerships and direct consumer loans for cash back, debt consolidations and refinance. Our mission is to help customers establish or re-establish their credit while providing them the opportunity to purchase reliable transportation.
Reviews (10)
Pamela Holman Pam
Jun 08, 2022
Kimberly Matthews
May 27, 2022
I'm not sure what some people say I'm posting this in my wife's name my name is Harold Matthews. And all I can say is thank you so much to Carolina finance they have we t above and beyond for us. And if they could get 100 stars I'd give them every one. Please know I'm so thankful for you guys and gals every day keep on going the way you are going!
Roger L. Smith
Nov 24, 2021
I can understand some of your thoughts and responces about alot of finance companies we as Americans deal with on a day to day basis BUT, me myself have never had a problem with Carolina Finance just pay your bill on time and thats it. For many years i have delt with finance issues, the main thing is to pay your bill on time and your set. If you cant aford it, dont borrow it.
Sharon Cook
Jun 28, 2021
Aaron Losey
Apr 06, 2021
If I could leave less than 1 star I would. I paid every single month when it was due and paid the car off early. I was told if I paid it off with a certified check or a debit card that they would mail my title that day. I paid with a debit card, only for them to come back and say that according to the law, they must hold my title for 30 days before releasing it. This is absolutely not true. They are a sham and I am having my attorney draw up a law suit.
Tanedra Crisp
Mar 29, 2021
This is THE WORST finance company ever! I sent my payment in early to avoid the harassment, when you're.25 SECONDS late on your car payment. AND THEY STILL CALLED HARASSING ME about a payment I mailed off 2 weeks ago! They say they haven't received it, but the last time I sent a payment in early, they posted it to someone else's account! This company is very unprofessional, and are a bunch of FRAUDS from what I can see in the reviews already listed. I will be refinancing with my bank. This company CAN NOT be trusted.
Breana Underwood
May 03, 2020
Rebecca Franklin
Apr 07, 2019
I got behind on my payments due to paying for a custody lawyer. It was around tax time so I was trying to wait until I got my taxes so I could buy a car out right and surrender this vehicle back to them. Once I realized that my taxes weren't going to make it in time I went ahead and surrendered the vehicle. I was told at that time that once it was picked up they would take it to auction and what ever they got for the vehicle would go towards my balance on the vehicle.
If anything was left over it would be set as a lean against my credit and if they got over what I owed on it they would pay me the difference. So on April 18th I surrendered the vehicle, it was picked up that evening. About a week later I checked my credit and it was noted that I voluntarily surrendered the vehicle and the account was closed. Now I've gone back to look at my credit score and almost 2 months later they have changed it from a voluntary surrender to an involuntary repossession and the amount that I left the account at had actually gone up over $1,100.
I have emailed them twice now with no response. I have found out that this isn't the first time someone who has financed a vehicle through them has been filled incorrectly as a repo on someone's credit. This is a horrible way to do business and people need to be careful with who they trust. from this point I will only ever finance a car through a trusted bank.
If anything was left over it would be set as a lean against my credit and if they got over what I owed on it they would pay me the difference. So on April 18th I surrendered the vehicle, it was picked up that evening. About a week later I checked my credit and it was noted that I voluntarily surrendered the vehicle and the account was closed. Now I've gone back to look at my credit score and almost 2 months later they have changed it from a voluntary surrender to an involuntary repossession and the amount that I left the account at had actually gone up over $1,100.
I have emailed them twice now with no response. I have found out that this isn't the first time someone who has financed a vehicle through them has been filled incorrectly as a repo on someone's credit. This is a horrible way to do business and people need to be careful with who they trust. from this point I will only ever finance a car through a trusted bank.
Brandon Adkins
Jan 21, 2018
I hope you dont get sick or have a death in your family where you can't afford your car or lose your job you will find out who troy capital is they will say they are part owner and they will sue you after your car has Ben repo and they done sold it and just about got all there money back then they will try to get it again trust me I know they sold a car I co signed for for 9000 dollars I was to pay back 12 thousand now after being sued they say I owe right at ten thousand do the math 19 thousand on a 12 thousand dollar car do not do business with these people they will not work with you they want to sue you not help you bad business
Logan Mcchesney
Nov 04, 2017
